FAQs and How-Tos
  Clicking on the following questions will provide you with a specific answer or link you directly with the section of this site that addresses that question. If, after reviewing this information, you still have questions please contact us at A&I. 
 
  Frequently Asked Questions - Supplemental (401k) Plan
 
FAQs
When am I eligible to begin contributions into the Supplemental (401k) Pension Plan?
How do I enroll into the Supplemental (401k) Pension Plan?
Where do I submit my Elective Contribution Form?
What are the vesting rules?
Can I put money into my Supplemental (401k) account?
How do I determine what investments to choose?
How often will I receive a Supplemental (401k) Pension Statement from The Standard, the Plan Record keeper?
How do I monitor my account?
When am I eligible to withdraw my Supplemental (401k)?
How do I apply for benefits?
If I die prior to retirement is there a payable benefit?
 
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  When am I eligible to begin contributions into the Supplemental (401k) Pension Plan?
 

If you are employed under a collective bargaining agreement between your employer and a participating Local Union which requires employer contributions to be made to the Plan on your behalf, you become a participant in the Plan on the first day for which such contributions are made or are required to be made. A new participating employee may make an initial investment election within 30 days of entering the Plan.

 
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  How do I enroll in the Supplemental (401) Pension Plan?
 

You will need to complete an Employee Elective Contribution Form and a beneficiary form. Click here to obtain those forms.

 
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  Where do I submit my Elective Contribution and Beneficiary Forms?
  After completion of your Elective Contribution Form, you should return it to your employer. Your original signed beneficiary form may be returned to A&I, the Plan Administrator.
 
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  What are the vesting rules?
  You are 100% vested after your first dollar contribution.
 
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  Can I put money into my Supplemental (401k) account?
  Yes. Participating employees may elect to contribute a portion of their wages to the Plan, on a pre-tax basis in addition to the collectively bargained employer contributions. The amount you may contribute ranges between $.50 and $8.00 per hour.
 
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  How do I determine what investments to choose?
  Click here to view the available investment fund options.
 
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  How often will I receive a Supplemental (401k) Pension Statement from The Standard, the Plan Record keeper?
 

Quarterly. Statements are mailed by the 15th of the month after the end of each quarter.

 
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  How do monitor my account?
  You may monitor on your account on a regular basis by logging onto the Standard website. You may also utilize this site to change your investment options and allocations. Forms are not necessary to change your allocations (after your initial election as a new member of the plan). You may change your allocations online or via a phone call to Standard's customer service. If you lose or forget your PIN, you may contact Standard and they will send your PIN via USPS.
 
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  When am I eligible to withdraw my Supplemental (401k) ?
  Benefits are payable to a participating employee due to early retirement (age 55), normal retirement (age 65), permanent disability, termination of employment (you must be without any contributions for a minimum of six (6) months), or death. See your plan booklet for additional details.
 
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  How do I apply for benefits?
  You must complete and submit an application form to apply for any type of withdrawal or roll over from your Plan. Your completed application form (with supporting documentation) is mailed to A&I Benefit Plan Administrators for approval. Once approved, your paperwork is forwarded to The Standard for distribution of funds. To obtain the forms necessary to access your funds click here.
 
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  If I die prior to retirement is there a payable benefit?
 

Yes, please refer to your Plan Booklet.

 
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